Effective Strategies for Business Debt & Bankruptcy
In today’s challenging economic climate, managing business debt has become an everyday concern for many companies. However, if not properly managed, business debt can impact operations and lead to serious financial challenges. When a business faces severe financial distress, insolvency procedures may become necessary. This article will guide you through essential strategies for managing and […]
Comprehensive Guide to UK Business Loans
Securing a business loan can be a game-changer for businesses of any size. For start-ups, loans can provide the initial capital required to launch operations and bring innovative ideas to market. Established businesses can use loans to expand their operations, invest in new technologies, or manage cash flow more effectively. At any one time, there […]
Comprehensive Guide to UK Business Finance
Business owners in the UK can access a broad range of different finance options and support systems. Understanding these options can be the key to securing the necessary funding and support to grow your business successfully. Business finance is the lifeblood of any enterprise. It encompasses everything from securing start-up capital to managing day-to-day expenses […]
Business Lines of Credit (What You Need to Know!)
Business lines of credit are flexible financing options available to UK companies. They allow them to borrow up to a certain limit and pay interest only on the amount used. This type of financing is akin to a safety net of accessible funds that companies can draw upon as needed rather than receiving a lump […]
A Guide to Angel Investors in the UK
Angel investors are private individuals who provide capital for startups and early-stage companies, often in exchange for ownership equity or convertible debt. In the United Kingdom, the emergence of angel investors has been critical to the entrepreneurial ecosystem. They provide financial backing, valuable mentorship, and access to expansive networks. These investors typically fill the gap […]
Applying for a Small Business Loan (Steps Tips & Advice!)
Small business loans in the UK are a vital financial tool designed to support the growth and sustainability of small and medium-sized enterprises (SMEs). These loans provide essential capital that businesses can use for various purposes, including but not limited to startup costs, expansion projects, purchasing inventory, and covering operational expenses. Given the diverse economic […]
UK Business Acquisition Loans (Ultimate Guide!)
Business acquisition loans in the UK are a pivotal financial resource for entrepreneurs and business owners aiming to purchase an existing company or a significant stake in an organisation. The diversity of lending options means businesses can find tailored solutions that fit their unique needs. However, the complexity of the application process and the need […]
What is a Public Company Limited By Shares?
If you run a successful private limited company and are looking to transition to public status, it’s important to understand the implications of your decision and the obligations involved. In thie guide, we explain the benefits and risks of becoming a public limited company, together with the additional administrative and regulatory requirements that must be […]
Essential Guide to Alphabet Shares
Alphabet shares are the different classes of shares issued by a company using different letters to differentiate between them, for example ‘A’, ‘B’ and ‘C’ shares. Allocating these varying share classes allows a company to attach different rights to each class, allowing them to be used for different purposes. This guide to alphabet shares helps […]
Guide to Issuing New Shares
Share issue is the process whereby a company creates and issues new shares, usually to raise finance, bring in new business partners or grow the business. Issuing new shares in a company has implications for existing shareholders as the share structure may be altered. This practical guide to issuing new shares helps UK businesses understand […]
What is EBITDA?
Understanding EBITDA is important for business owners for two main reasons. First, it provides a clear picture of a company’s value. Secondly, it demonstrates a company’s worth to potential buyers and investors, showcasing its financial health and profitability. The following guide to EBITDA for businesses looks at what this acronym means, what it shows, why […]
Asset-Based Lending: Guide for SMEs
Through asset-based lending, businesses can access credit against company assets. But as with all funding options, there are pros and cons to be considered. The following essential guide looks at how asset-based lending works, from the different types of asset-based lending to the factors you should consider when looking at whether asset-based lending could work […]
Operating Lease: How Does It Work?
Operating leases can offer businesses a more cost-effective and flexible way to access equipment without the risks and burden of ownership. In this guide, we explain what operating leases are, how they differ to finance leases – which is important for tax and accounting purposes – and consider the pros and cons of this type […]
Start-Up Business Financing Guide
Raising the money necessary to get your business off the ground is one of the biggest challenges facing start up owners. Whether you need to purchase stock and equipment, rent premises or pay professional fees, there are many essentials you will need to find the funding for. While there are a wide range of start-up […]
Small Business Grants (Funding For SMEs)
Small business grants, as an injection of much-needed funding, can offer the springboard to take your business to the next level. With an overwhelming range of grants available, it will take considerable research, often with professional advice, to find out which best suit your needs by matching the scheme criteria with your business circumstances and […]
Asset Finance: Essential Guide for SMEs
Asset finance can offer companies an affordable way to fund business-critical assets. In this guide, we look at how asset finance works in practice, from the different types of asset finance that are available to the factors to consider when deciding if asset finance is right for your business. What is asset finance? Asset finance […]
How to Start a Business: Step by Step!
Starting up a new business can be as daunting as it is exciting. With so much to consider and to do to turn your vision into reality, it pays to plan well to give your new business the best chance of success. What’s the big idea? Running your own business can bring many benefits: Achieving […]
How to Value a Business (SME Guide)
Whether you are looking to secure funding to help your business grow or thinking of selling up, this guide will explain how to value your business. Why value a business? Carrying out a valuation of your business is a great way to examine the financial health and moneymaking potential of your business. As well as […]
How to Find Investors For Your Business
If you are looking to start up or scale your business, you may be looking to find an investor. In addition to providing the much-needed capital, investors may also be offering to provide invaluable mentorship, guidance and access to their network and connections to help you get the most from the arrangement. Choosing the […]
How to Get a Business Loan with Bad Credit
Bad credit is not necessarily a bar to securing a loan for your business. However, having a poor credit score can make this process more challenging and the terms of the loan can be less favourable. The following guide looks in detail at how to get business loans for bad credit, including what is meant […]