Guide to Issuing New Shares
Share issue is the process whereby a company creates and issues new shares, usually to raise finance, bring in new business partners or grow the business. Issuing new shares in a company has implications for existing shareholders as the share structure may be altered. This practical guide to issuing new shares helps UK businesses understand […]
What is EBITDA?
Understanding EBITDA is important for business owners for two main reasons. First, it provides a clear picture of a company’s value. Secondly, it demonstrates a company’s worth to potential buyers and investors, showcasing its financial health and profitability. The following guide to EBITDA for businesses looks at what this acronym means, what it shows, why […]
Asset-Based Lending: Guide for SMEs
Through asset-based lending, businesses can access credit against company assets. But as with all funding options, there are pros and cons to be considered. The following essential guide looks at how asset-based lending works, from the different types of asset-based lending to the factors you should consider when looking at whether asset-based lending could work […]
Operating Lease: How Does It Work?
Operating leases can offer businesses a more cost-effective and flexible way to access equipment without the risks and burden of ownership. In this guide, we explain what operating leases are, how they differ to finance leases – which is important for tax and accounting purposes – and consider the pros and cons of this type […]
Start-Up Business Financing Guide
Raising the money necessary to get your business off the ground is one of the biggest challenges facing start up owners. Whether you need to purchase stock and equipment, rent premises or pay professional fees, there are many essentials you will need to find the funding for. While there are a wide range of start-up […]
Small Business Grants (Funding For SMEs)
Small business grants, as an injection of much-needed funding, can offer the springboard to take your business to the next level. With an overwhelming range of grants available, it will take considerable research, often with professional advice, to find out which best suit your needs by matching the scheme criteria with your business circumstances and […]
Asset Finance: Essential Guide for SMEs
Asset finance can offer companies an affordable way to fund business-critical assets. In this guide, we look at how asset finance works in practice, from the different types of asset finance that are available to the factors to consider when deciding if asset finance is right for your business. What is asset finance? Asset finance […]
How to Start a Business: Step by Step!
Starting up a new business can be as daunting as it is exciting. With so much to consider and to do to turn your vision into reality, it pays to plan well to give your new business the best chance of success. What’s the big idea? Running your own business can bring many benefits: Achieving […]
How to Value a Business (SME Guide)
Whether you are looking to secure funding to help your business grow or thinking of selling up, this guide will explain how to value your business. Why value a business? Carrying out a valuation of your business is a great way to examine the financial health and moneymaking potential of your business. As well as […]
How to Find Investors For Your Business
If you are looking to start up or scale your business, you may be looking to find an investor. In addition to providing the much-needed capital, investors may also be offering to provide invaluable mentorship, guidance and access to their network and connections to help you get the most from the arrangement. Choosing the […]
How to Get a Business Loan with Bad Credit
Bad credit is not necessarily a bar to securing a loan for your business. However, having a poor credit score can make this process more challenging and the terms of the loan can be less favourable. The following guide looks in detail at how to get business loans for bad credit, including what is meant […]
Prepare a Cash Flow Forecast For Your Business
A cash flow forecast offers valuable information about your business’ expected future performance. By understanding how much cash the business is likely to have over a set period of time, you can make informed commercial decisions about investments, expansion or even determining the future viability of your company. In this guide for business owners, we […]
Invoice Discounting Guide
Invoice discounting is a form of business funding that improves cashflow by leveraging unpaid invoices. Before making any decision as to the right form of financing for a business, it is essential to understand what invoice discounting is and how this process works in practice. In this guide, we outline the pros and cons of invoice […]
Invoice Factoring: Essential Guide
Invoice factoring is way for businesses to raise capital and resolve immediate cashflow problems. Invoice factoring can be ideal for businesses looking for a more flexible way to finance new opportunities, and for businesses with challenging circumstances or that do not qualify for a traditional-style loan, for example, due to poor credit or a short trading […]
Invoice Finance: How Does it Work?
If you’re considering using invoice finance, read our guide to understand how his type of funding could work for your business. Resolving cashflow problems can be a hurdle for any size or type of business, not least where a business works with other businesses on deferred payment terms. This is because extending credit terms, even […]
Company Car Tax 2023: Guide for Employers
Employees have to pay tax for private use of company cars. Calculating company car tax involves a range of factors, including the vehicle’s list price, fuel type and level of CO2 emissions. The following guide for employers looks at how the company car tax rules work in practice, including what has to be reported and […]
What Does Limited Liability Mean For Your Business?
When setting up a company, it’s important to understand how different types of business structure work. Factors such as the business owners’ exposure to financial risk and administrative obligations will require careful consideration when deciding which type of company structure is most suitable. In this guide, we focus on the limited liability structure. We explain […]
When & How to Dissolve a Company
There are many reasons why a company could be dissolved. There may be a dispute between the shareholders and directors, there may be succession issues following the death of the business owner, or the business may simply have run its course or perhaps never achieved the desired success. Whatever the reason, the process to close […]
What are Bearer Shares?
Bearer shares are unregistered securities in a company, which are wholly owned by the holder of the physical share certificate, the bearer, hence the term ‘bearer shares’. Although these types of shares have certain advantages, their use is declining worldwide because of the potential for misuse and are in fact only still recognised by a […]
Buying a House with a Personal Injury Trust
If you’ve been awarded compensation for personal injury, you may want to invest this money in a home for your family. However, if that money is currently held in a personal injury trust, or is likely to be placed in trust, you will need to know how you can access those funds to help make […]