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What is a Debenture? (Fixed & Floating Charges)

Debentures are a common way for business lenders in the UK, especially for traditional lenders such as banks, to grant a loan to a company or limited liability partnership, providing the lender with security in the event that the company defaults on its repayments. As a business owner looking for external lending, it is important […]

AML Compliance Guidance

AML Compliance Guidance

The UK’s anti-money laundering regime places extensive AML compliance duties on businesses. The following guide examines the meaning of AML and the rules relating to AML compliance across relevant businesses, including offences for AML non-compliance and associated penalties.   What is money laundering?   Money laundering refers to how criminals change, or ‘clean’ their assets […]

Inheritance Tax Rates Guide

Inheritance Tax Rates Guide

It is important to understand at least the basic rules relating to inheritance tax, including that the latest inheritance tax rates are and when the tax becomes payable. In this way, you can forward plan to help minimise any potential tax bill after you pass away, and maximise the value of your estate for your […]